FUNERAl homes iN MÁLAGA

A death insurance policy is a contract designed to cover the expenses and arrangements related to the death of the insured. Its main goal is to relieve the financial and administrative burden from the family during a difficult time.

Coverage can vary depending on the insurer but generally includes:

• Funeral expenses: Coffin, hearse, funeral home, cremation or burial, ceremony, flowers.
• Transport of the deceased: Within the country or from abroad if the insured dies overseas.
• Legal and administrative assistance: Death paperwork, inheritance and pension processing.
• Psychological support: Bereavement counseling for the family.
• Optional coverage: Death compensation, travel assistance, repatriation, etc.

This insurance prevents families from having to bear the costs of the funeral and facilitates the bureaucratic procedures after the death of the insured.

A death insurance policy is not mandatory but may be a good option depending on your personal and financial situation. This type of insurance covers funeral expenses and other procedures after death, easing the financial and organizational burden for loved ones.

Factors to consider:

• Funeral costs: In many countries, funeral services can be expensive (ranging from €3,000 to €6,000 in Spain, for example).
• Savings capacity: If you have sufficient savings, you may choose not to purchase insurance.
• Ease for relatives: This insurance not only covers costs but also handles administrative processes.
• Age and health: The older you are, the more expensive it is. If purchased young, premiums are lower over time.

Alternatively, one could save specifically for this purpose in a separate account.

To arrange a funeral, you need several legal and administrative documents:

1. Deceased’s and declarant’s documents: ID, passport, or identity card; death certificate issued by a physician.
2. Legal procedures: Civil Registry registration to obtain burial/cremation license; will and testament (if applicable); death insurance documentation (if applicable).
3. Funeral documents: Insurance certificate; cremation/inhumation authorization; burial site ownership title (if applicable).

Depending on the cause or place of death, additional specific documents may be required.

1. Confirm the death: If unexpected, call emergency services.
2. Contact a doctor: They must issue the death certificate. If not natural, police and judicial authorities may intervene.

1. Notify authorities and obtain the death certificate.
2. Contact a funeral home (if insured, the insurance company takes charge).
3. Register the death at the Civil Registry within 24 hours.
4. Choose the service type: Wake, ceremony (religious or civil), burial or cremation.
5. Complete final procedures: cemetery arrangements, inheritance paperwork.

Funerals in Spain are usually arranged within 24-48 hours. Funeral homes handle most procedures.

The Camero family has been offering funeral services since the 19th century, beginning in 1800 with Francisco Camero Roldán in Benalmádena. The legacy continues through generations and is now operated as Francisco Camero S.L. since the 1970s.

Yes, through Dignity Charter. These plans allow people to personalize and pre-arrange funeral services, reducing emotional and financial burdens on families.

1. Traditional wake: Body is displayed in a coffin for family and friends to pay respects.
2. Wake without body display: Chosen for personal or religious reasons.
3. Wake at home: Offers a more intimate setting.
4. Religious/spiritual ceremony: Includes prayers, music, and rituals.
5. Wake before cremation or burial.
6. Personal tribute wake: With photos, memorabilia, etc.
7. Virtual wake: Held online for remote attendees.

• Funeral Home: Manages all aspects of the funeral (arrangements, legal paperwork, services).
• Mortuary (Tanatorio): A place where the wake is held. Some offer full funeral services in collaboration with funeral homes.

• Traditional burial in a grave
• Cremation (with ashes kept, scattered, or stored)
• Burial in a niche or columbarium
• Burial in a crypt (often in churches or private cemeteries)

Cremation is the process of reducing the body to ashes via high heat (800–1,000°C).

Camero Funeral Home has its own crematorium in Benalmádena.

1. Transport of the body
2. Basic coffin
3. Paperwork handling
4. Wake/viewing room
5. Burial or cremation
6. Official death certificate

• Funeral (sepelio): All ceremonies and procedures around death.
• Burial (entierro): The act of placing the body in the grave.

Yes, with the necessary permits and paperwork. The funeral home handles this, whether locally or internationally.

• Experienced professionals
• Full legal and logistical management
• National and international transfers
• Personalized service
• Own crematorium and facilities
• Transparent pricing
• Commitment to quality and respect
• Additional funeral services

It’s an official document issued by the Civil Registry confirming a person’s death. Required for all post-death legal procedures.

1. Kept in an urn (at home or shared among family)
2. Placed in a columbarium
3. Scattered in nature or meaningful locations
4. Turned into memorial items (jewelry, art)
5. Used to grow a tree or plant
6. Scattered at sea
7. Kept at home
8. Distributed to loved ones

Always check local laws and honor the wishes of the deceased.

Funerals in Spain cost between €1,800 and €4,000 depending on:

• Service type
• Coffin quality
• Burial or cremation
• Funeral home and wake services
• Additional services (transport, flowers, etc.)

A basic service typically ranges from €1,800 to €2,700, while more elaborate ones exceed €4,000.